Excess Highlights

  • Follows primary policy, but no broader than the most restrictive underlying insurance policy
  • No exclusions
  • Policy will not drop down due to exhaustion of sublimit, but policy will recognize payment of sublimit
  • Follows the underlying policy, designated as “Followed Policy,” for key terms such as:
    • Cancellation
    • Discovery period
    • Notice of claims
  • Short policy form—only two pages in length
  

Download Forms for:

Excess

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Application (.pdf)

First Choice Policy Form (.pdf) (Available in all states* except AK, CT, FL, HI, ND, NE, NH, NJ, NM, RI, VA, VT, WA, WI, WY)

Policy Form (.pdf)

*Some states pending approval

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