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Excess Highlights
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- Follows primary policy, but no broader than the most restrictive underlying insurance policy
- No exclusions
- Policy will not drop down due to exhaustion of sublimit, but policy will recognize payment of sublimit
- Follows the underlying policy, designated as “Followed Policy,” for key terms such as:
- Cancellation
- Discovery period
- Notice of claims
- Short policy formonly two pages in length
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Download Forms for:
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Excess
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To download forms directly to your hard disk, right click on a form link and select "Save Target As".
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Application (.pdf)
First Choice Policy Form (.pdf) (Available in all states* except AK, CT, FL, HI, ND, NE, NH, NJ, NM, RI, VA, VT, WA, WI, WY)
Policy Form (.pdf)
*Some states pending approval
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View forms for all products
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